This in from Carlton F. “Perk” Clark, LCSW Psychotherapy & Organizational Development, LLC.  “I’ve heard many stories about how particular insurance ‘coverage’ appears more like fraud when you learn that you have never had the treatment coverage you need.  The Mental Health Parity Act  http://www.psychod.com/MentalHealthParityQandA.pdf may change that.”

The Wellstone-Domenici Mental Health Parity Act appears to impact group insurance plans with 50 or more employees, possibly excluding smaller business employee and self employed plans from addiction treatment coverage after the effective date of 1/1/10  –  Dadonfire

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